Why Invest

Investing in society

Supporting the non-profit sector is crucial to successfully tackling social issues. It’s often charities and social enterprises, rather than government, that care for people who might otherwise fall through the gaps – those disadvantaged through disability, poverty or ill-health.  And it’s often small charitable organisations that take it upon themselves to preserve our heritage, protect our environment, or encourage regeneration of deprived communities.

Financing this sector is an investment in a fairer, healthier society.

Investing in our future

Investment is vital for Charity Bank’s future.  Banking rules, whether from Basle, Brussels or London, limit the ratio of deposits to capital that we must maintain.

Quite simply, the more capital we have, the more deposits we can raise to respond to the request for loans, and the more business support we can provide to help our borrowers tackle society’s problems.

Over the next few years we want to raise more capital so that our contribution to financing charities and social enterprises can keep pace with their growing need.

This demand is no longer confined to the UK.  Interest in developing the Bank overseas is growing.  Extending its reach would bring huge benefits to the voluntary sector both nationally and internationally.

Investing for a social return

A capital investment to our Founder Reserve enables you to blend strategic and informed giving with the positive impact of investing for a social return.

It also means your money will work harder for the charities and organisations we’re supporting, than a simple one-off donation to the cause of your choice, as we can leverage your capital by as much as five times.

That’s because for every £1 of capital we can raise some £5 of deposits. So £10 million of capital leverages £50 million of deposits. More deposits enable us to make more loans in more communities.