Who can apply for a loan?
If you’re looking for a loan to help further your social mission, you’re in the right place.
We lend to charities, social enterprises and other organisations where the loan is being used for a social purpose.
Our loan managers work with organisations in England, Northern Ireland, Scotland and Wales.
98% of our borrowers would recommend us
We tailor the terms of each loan and we fit repayment schedules to suit the needs of our borrowers.
Every single one of our shareholders is either a charitable trust, foundation or social purpose organisation: our mission is to support your mission.
Charity Bank - a bank for good
“What makes Charity Bank different is that it employs people who understand what an organisation is trying to achieve, genuinely cares about the project’s success and offers solutions to problems in addition to money.”
Anne Pierson, Director - Sedbergh & District Arts & Heritage Trust
Borrow from a bank for good
Call us directly, fill in the form below or send a brief email and tell us what you do, the amount of money you’ll need and what you plan to use it for.
Your nearest regional manager will be in touch to talk about the sort of loan that would work best for you. We’ll suggest alternatives if a loan from us isn’t the best option.
If it’s clear that a loan could support you, you’ll work with your regional manager to submit a loan application. Our credit team will make the final decision.
Once you receive the loan, your regional manager will be a phone call away should you have any questions. Don't hesitate to keep in touch.
Talk us through what you need
Enter your details below and we’ll give you a call to discuss a loan.
More questions before you get started? Read our FAQs and see our additional charges & fees for loans.
Loan applications are subject to credit assessment. This does not affect your credit score. We may seek to recover any property or assets provided as security if you do not keep up repayments on your loan. Nothing in this publication constitutes advice or a recommendation. Rates depend on individual/business circumstances.
Find your regional manager
Our loan managers work across the UK, taking the time to meet and build relationships with our borrowers.
Select your region below to find your regional manager.
Our Values Recognised
Read about the organisations we support
Read about how our borrowers are using loans to grow, innovate or simply support their work as they breathe life back into communities and help people in challenging situations to live the lives they want.
St. Anne’s Hostel: Keeping people and their pets together
St. Anne’s is one of the few homeless hostels that are dog friendly. The charity is now starting an ambitious project to provide long-term homes for formerly homeless people and their canine companions.
DENS Bike Project: More than fixing bikes
DENS provides a wide range of services to support those facing homelessness, poverty, and social exclusion. We had the pleasure of visiting DENS to learn more about one of their social enterprises: The Bike Project.
Connect Church UK: bringing communities together
Connect Church UK has been operating for over 80 years in an inner-city area of Birmingham. Its aims throughout this time have been to forge connections within the local community, build supportive relationships and provide a wider sense of belonging.
NewStarts: supporting people through crisis
A loan from Charity Bank meant NewStarts could buy its warehouse and save £15,000 a year. It’s now able to support even more people with furniture, household essentials and emergency food parcels.