Ethical ISA

Ethical ISA second issue - the ethical Cash ISA

Charity Bank's limited edition Ethical ISA.

Important Note

Charity Bank’s cash ISA for the 2011/12 tax year is now closed to new customers.  We are unable to accept any further 2011-12 ISA deposits from existing customers, unless they are part of ongoing instructions.

We will shortly open our third issue cash ISA for the 2012/13 tax year.  If you would like to be notified when this new cash ISA is available please send an email to marketing@charitybank.org  with the words “Cash ISA” in the subject line.
 

 

An investment in the Ethical ISA from Charity Bank won’t just secure you a competitive tax-free return on your money.  It will also help us lend money to any number of charities and social enterprises such as Community Wise, a community centre in Eastbourne who required funding to buy and then upgrade their building.

In fact since 2002, Charity Bank has made a real difference to more than 3.5 million people by lending over £165m to charities and community projects across the UK. We are also responsible about how we lend money and on our website you can find full details about the organisations to which we’ve lent money.

• We only lend to charities and community organisations
• Deposit up to £5,640 a year
• Notice period is 33 days - Early repayments are not permitted
• Interest rate is variable subject to 60 days notice
• Charity Bank is a member of the Financial Services Compensation Scheme
• Transfer your existing Cash ISA to Charity Bank 

Financial Return and Social Impact

Our Ethical ISA invites savers to take a more ethical approach to banking by creating social impact, whilst still earning a competitive return.  The Ethical ISA supports a wide range of organisations committed to providing education and training, arts and heritage, community regeneration, social care, health, housing and supported accommodation, as well as international and sustainable development.

See how we use your money

Savings will only be lent to support charities, social enterprises and community organisations that benefit people and communities across the UK. Charity Bank is committed to openness and transparency, and publishes details of all the loans it makes. Details of some of these loans are published here on our website.

Apply for our Ethical ISA

Our Ethical ISA is for any UK resident aged 16 or over. You can open an account with £250. Please see PDF forms below.

Tax-free is the contractual rate of interest payable where the interest is exempt from income tax. The favourable tax treatment for ISAs could change.

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