Berkhamsted & Hemel Hempstead Hockey Club desperately needed an artificial grass pitch, but the sports club was struggling to raise enough money through fundraising and grants, and its own bank turned it down for a loan.
Aspatria Dreamscheme wanted to expand its services but had run out of space. Adrian Cozens and Linda Hunter from Aspatria Dreamscheme explain why buying a new property was the best option and how they found the loan process.
As with many areas of outstanding natural beauty, Above Derwent in Cumbria is popular with holidaymakers. Unfortunately, that means that a large number of houses are second homes or holiday lets, and local people are struggling to get on the property ladder.
Your eligible deposits with Charity Bank are currently protected up to a maximum of £85,000 by the Financial Services Compensation Scheme (FSCS), the UK's deposit guarantee scheme. Total balances above £85,000 are not protected.
For joint accounts each account holder is treated as having a claim in respect of their share so, for a joint account held by two eligible depositors, the maximum amount that could be claimed would be £85,000 each (making a total of £170,000).
Deposits from large companies and small local authorities are covered by the FSCS deposit protection from 30 January 2017 up to a maximum of £85,000.
Visit the FSCS website for more information or call the FSCS on 0800 678 1100 or 0207 741 4100.