
Loans
Broker Partnerships
Empowering impact-driven organisations with ethical financial solutions.
Partnerships that drive positive change
Our Broker Proposition is dedicated to supporting charitable organisations. We’re committed to empowering UK charities, social enterprises and impact led private businesses, with a broad range of financial products and solutions.

As a member of our broker Network, you’ll have access to:
- Specialised support from our dedicated broker Relationship Managers who will assist you in developing and broadening donor relationships.
- Every organisation that joins through our Broker Proposition is assigned a dedicated broker Relationship Manager to support them on their mission journey.

NACFB Patron
Charity Bank is a patron of the National Association of Commercial Finance Brokers, the UK trade body which fosters professional expertise and embraces the highest industry and regulatory standards.
NACFB member brokers and patron lenders work closely together with the aim of supporting UK businesses with finance they need to thrive.
What loans are Charity Bank are looking for?
We lend to:
1. Charities and organisations with a recognised social model and purpose, including Registered Providers of Social Housing.
2. Impact Led Private businesses operating in the following sectors:
Our Key Lending Criteria
Supporting UK based organisations with social purpose.
Loan size
- £250,000 to £7 million (Residential)
- £250,000 to £5 million (Commercial)
Loan to value
- Max 65% Commercial / Max 70% Residential
- Development (non-speculative) – 65% Commercial / 70% Residential
Assessed Terms
- 10 yr committed and < 30 yr repayment profile on assessed terms
- Registered Social Landlord (RSL) up to 25 years committed or ~ 30 yr profile (10 yrs committed)
- Interest only available < 36 months
- Organisations must be able to demonstrate high social impact/additionality (i.e. beyond affordable housing alone)
Typical loan purpose
We lend to impact-driven charities and organisations looking for funding for:
- Refinancing
- Property purchases
- ‘Rent to mortgage’
- Development finance
- Property refurbishments
- Property extensions
- Energy efficiency improvements
- Cashflow

Get in touch with our broker specialists
Submit an enquiry to our dedicated broker contact here: [email protected] and one of our regional managers will be in touch to discuss.
Contact Us
Download our Broker Guide
Our guide is a comprehensive resource that outlines Charity Bank’s values-driven approach, eligibility criteria, and our tailored lending solutions that empower organisations to grow sustainably.
View our full guideMeet our Charitable Lending Experts
You’ll get to know our regional managers by name. They take the time to meet you and walk you through our lending processes and requirements. Our experts are dedicated to understanding the unique needs of your charity and providing personalized guidance to help you achieve your goals. Whether it’s discussing funding options or navigating application procedures, our regional managers are here to support you every step of the way.