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Eden Project. Showing the domes. A Charity Bank loan funded by savings accounts helped to fund this green project.

Green Savings with Charity Bank

If you’re a looking for a savings account that helps amplify your social impact, you’re in the right place. 

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Savings that support sustainable impact

Your savings can do more than grow, they can help power environmental and sustainable change. At Charity Bank, we finance green and sustainable projects that promote environmental responsibility, from renewable energy upgrades and energy-efficient buildings to sustainable land management and biodiversity protection.

By saving with Charity Bank your supporting projects where social purpose organisations are making real environment change for their communities such as installing solar panels on a community centre, retrofitting social housing, reducing energy costs, or creating healthier living spaces.

Praxis Care Allotment man wheeling wheel barrow. Showing how green savings can help fund ethical projects.

Why Charity Bank?

We’re more than just an ethical bank. For over 20 years, we’ve created positive social change in everything we do. All our shareholders are charities and social impact investors. All our borrowers are delivering social impact. And every loan, deposit and investment helps drive real change for people, communities and the planet – now, and for the long term. 

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Our Ethical Savings Accreditations & Awards

At Charity Bank, we are proud to be independently recognised for our environmental leadership by trusted experts. In 2025, we were named Overall Outstanding Achiever at the Investors in the Environment (iiE) Awards and maintained iiE’s highest Green accreditation for our dedication to reducing emissions.

Additionally, we are also a B Corp and hold the Ethical Consumer Best Buy label, giving savers confidence that their money supports real environmental action. These awards reflect our carbon‑reduction efforts, responsible operations, and reinforces our commitment to people, communities and the planet.

View our accreditations
Green savings image of Kent Wildlife Trust a Charity Bank Borrower. The image shows a lake with trees and green shrubs around it.

Environmental, Social and Governance

At Charity Bank, we view climate change and environmental impact as urgent social and economic challenges, integrating sustainability into our core mission and actively work towards net-zero emissions. We also hold top environmental accreditations, including Investors in the Environment (iiE) Green Level and we are a member of the Global Alliance for Banking on Values.

ESG At Charity Bank

Green and Sustainable projects at the heart of Charity Bank

Proud to be Fossil Free Alliance certified

Accredited with the Green IIE award from Investors in the Environment

Working with the Energy Savings Trust to help our borrowers become more sustainable and find even more ways to reduce their carbon footprint

Internal Net Zero working group that reviews are own environmental impact and how we can do more

Totnes Renewable Energy Society

Totnes, England

“We are a social enterprise and working with a social lender has been important to us. Mainstream banks are looking for existing models with proven outcomes and structures. Charity Bank is different and understands how we operate and the importance of the enduring impact we are trying to make."

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Strength and Learning Through Horses

Barnet, England

“We tried getting in touch with quite a few people; Charity Bank was the only one that was genuinely helpful... Everyone we've dealt with at Charity Bank has basically said, ‘Yes, how can we help you?’"

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White Horse Housing

Wiltshire, England

“There’s a synergy between Charity Bank’s ethos and ours. They treat us with respect and with a belief in what we’re doing. The other loan providers don’t fully understand housing associations and can be difficult to work with. Charity Bank does understand us, which makes a huge difference.”

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Kent Wildlife Trust

Kent, England

“There was no chance we’d have been able to afford the project without the loan. Charity Bank’s ethos makes it easy to work with them. They took the time to get to know us and understand what we’re doing.”

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Plant One Cornwall

Cornwall, England

“When you’re dealing with an organisation whose very purpose is to do something positive, it’s a different experience than applying for a loan from a big bank. With Charity Bank, it felt like they actually cared about what we’re doing.” 

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Hudswell Community Charity

Yorkshire, England

“In other places, the population has become skewed, with elderly people moving in and young families having to move out because they can’t afford the rent. With these affordable homes, we’re helping to avoid that happening here in Hudswell.”

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Ethical Savings

With Charity Bank’s Ethical Savings Accounts, you’ll earn a fair return while helping to build a better future for communities and the environment across the UK. Whether you’re saving for tomorrow or looking to lock away your money for greater impact, choose from our range of ethical options; including our easy access, notice, ISA, CITR and fixed savings accounts.

Savings for good

Our ethical savings accounts give you the ability to help create lasting social change. Explore our full range of ethical savings accounts to find right account for you.

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Charity Bank x Eden Project

We are proud to support the Eden Project that thrives as a vibrant landscape with iconic biodomes housing diverse ecosystems - from tropical rainforests to Mediterranean environments.

Our partnership reflects shared values: sustainability, education, and community impact. Eden Project’s geothermal and solar installations are prime examples of how ethical finance can drive real-world environmental change.

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FAQs

Are my savings protected by the Financial Services Compensation Scheme?

Charity Bank benefits from its own banking licence and is a member of the Financial Services Compensation Scheme (FSCS).

A. Yes, your eligible deposits with Charity Bank are currently protected up to the £120,000 limit of the Financial Services Compensation Scheme (FSCS), the UK’s deposit guarantee scheme. Any balances above £120,000 are not protected.

For joint accounts eligible deposits for each account holder are protected up the £120,000FSCS limit (making a total of £240,000).

Deposits from large companies and small local authorities are covered by the FSCS deposit protection from 30th January 2017 up to the FSCS limit of £120,000.

Please refer to our Deposit Guarantee Scheme: Information Sheet.

You can visit the FSCS website for more information and check whether your covered.

How do I open an account?

Personal, Business, CTUA (Charities, Trusts, and Unincorporated Associations) and Credit Union savers can open an account by:

  • Applying for any of our accounts easily online by clicking on ‘Apply Online’ on your chosen product page of our website. Once you have submitted your application online, you will receive an email from us with an Application Summary pdf (portable document format), to print, sign and return to us by post at our Tonbridge Office; or
  • Complete a postal application by downloading an application form from our website by clicking on ‘Apply By Post’ on your chosen product page or these can be found under our Savings Accounts: Document Library. Alternatively, you can contact us contact us by phone:01732 441944 or by email: [email protected] to request that an application form is sent to you by post. Once completed forms should be returned to the Tonbridge Office.

What types of projects can be funded with a green loan?

Projects eligible for green loans include building or retrofitting for energy efficiency, reducing emissions, promoting biodiversity, transitioning to sustainable energy, and delivering sustainable waste management.

Does Charity Bank charge any fees relating to its savings accounts?

Please refer to our Additional Charges and Fees sheet, for details of any potential fees that may be associated with the operation of your account.