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Could your reserves be driving social impact?

In a Charity Bank savings account, you earn interest while only supporting other critical services provided by charities and social enterprises in the UK.

Put your savings to work for good.

If your charity’s reserves are sitting with a high street bank, they may be missing the opportunity to be directed to beneficiaries and create social impact.

At Charity Bank, your savings don’t just earn interest, they help fund other charities and social enterprises working to build stronger communities, tackle inequality, and deliver vital services 

Our Impact

Our ethical savings accounts

Our dedicated savings accounts for charities, trusts and clubs.

Charities, Trusts & Clubs Easy Access Account

Our Easy Access account gives you flexibility whilst you make an impact.

Charities, Trusts & Clubs Notice Accounts

Our notice accounts range from 40-days to 100-days.

Charities, Trusts & Clubs Fixed Rate Accounts

Our fixed rate accounts give you the ability to lock in your savings rate.

Your eligible deposits with The Charity Bank Limited are protected up to a total of £85,000 by the Financial Services Compensation Scheme, the UK’s deposit guarantee scheme. Any deposits you hold above the limit are unlikely to be covered.The Charity Bank Limited are protected up to a total of £85,000 by the Financial Services Compensation Scheme, the UK’s deposit guarantee scheme. Any deposits you hold above the limit are unlikely to be covered. View and download the Charity Bank Deposit Guarantee Scheme: Information Sheet here. For further information visit www.fscs.org.uk.

Why save with Charity Bank?

100% owned by the social sector

Help build a fairer society

Earn a competitive return

FSCS protection up to £85,000

Profits reinvested for social good

Never fund harmful industries

More than just an ethical bank

For us, ethics and transparency are just the starting point. We’re here to create lasting social impact across the UK, and your savings play a vital role in making that happen. As a bank wholly owned by charitable foundations and social purpose organisations, every decision we make is guided by our mission to support the sector.

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We’re building a better future

By placing funds with Charity Bank, you’re not just earning a fair return you’re helping build a fairer, more inclusive society. 

We publish an annual Impact Report, share videos and blogs that show exactly how our lending is changing lives and strengthening communities.

Read our Social Impact Report

We’re accredited by leading ethical and sustainability bodies, including a 100/100 rating from The Good Shopping Guide and an Ethical Best Buy from Ethical Consumer.

Learn more about our accreditations

We reinvest profits to offer grants and additional support to our organisations that wouldn't otherwise be able to access funding.

Discover more about our programmes

Paul Silvester, Chief Executive, Foresight North East Lincolnshire

“Without the Charity Bank loans we’ve received and the people who save with them, the lives of disabled people in our community would be significantly poorer.”

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Anthea Camfield, CEO, EVA Women’s Aid

“Having ethical lenders like Charity Bank who exist to help the social sector is only going to become more essential in the future. I would say to anyone thinking about investing or saving their money with Charity Bank to simply look at the end result and see all the good that’s being done.”

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Paul Arrowsmith, General Manager at Holne Community Shop & Tea Room

“We would never have been able to make this a reality without the support of Charity Bank and its savers. In a rural area like ours, it’s so important to have a place like this for people to come and socialise. The shop and tearoom are at the heart of our community now.”

Read Story

Make the switch – Let your money match your mission

If your charity is saving with a high street bank or another provider, now’s the time to ask: 

Is your money aligned with your values? 

At Charity Bank, your savings help build the future you’re working towards. They support the sector you belong to. They contribute to your mission. 

Explore Savings Accounts

Our UK-based savings team is just a phone call away

Our friendly, UK-based savings team is here to support you, whether you have a question, need help with your account, or just want to talk through your options. No call centres, no scripts, just real people.

Get in touch with them by phone: 01732 411944 or by email: [email protected].

Join a bank that’s owned by the social sector

Charity Bank is wholly owned by charitable foundations, trusts and social purpose organisations. This unique structure means we’re directly accountable to the sector we serve. Our owners are mission-driven, not profit-driven, so every decision we make is focused on supporting social impact, not shareholder returns.