Your business is a force for good. What about your savings?

For B Corps, purpose shapes decisions about people, suppliers, customers and the environment. But there is another area of impact that can be easy to overlook: where your organisation keeps its money.

Money held in savings does not simply sit there. Banks use deposits as part of their funding, including to support lending. So, where your business holds its savings and reserves can be part of its wider approach to responsible business.

At a glance 

Your banking choices are part of your impact.

Our research found that 65% of UK adults believe organisations should choose banks that align with their values and purpose, while 65% would be concerned if an organisation’s money supported activities that conflicted with its stated values.

Charity Bank is a B Corp too. We use the money entrusted to us by savers to provide loans to charities, social enterprises, and other impact-led organisations across the UK.

So, if your business is a force for good, shouldn’t your savings be too?

Does your bank reflect the same values as your business? 

Becoming a B Corp is a commitment to consider the wider impact of the way you do business.

You may already look closely at your supply chain, environmental impact, employment practices and relationships with customers and communities. Your cash and reserves deserve consideration too.

Research commissioned by Charity Bank among 2,001 UK adults suggests people increasingly see banking as part of this wider values conversation.

The findings include:

• 65% believe organisations should choose banks that align with their values and purpose.
• 65% would be concerned if an organisation’s money supported activities that conflicted with its stated values.

For B Corps, that raises an important question – do your banking arrangements reflect the values you apply elsewhere in your business?

What should a purpose led business look for in a bank? 

There is no single definition of an ethical bank. But when reviewing where your organisation holds its money, there are some useful questions to ask:

• Where does the money go?
  Is the bank transparent about where and how it uses customers’ deposits?
• What does it finance?
  Do its lending activities support outcomes compatible with your organisation’s purpose?
• What won’t it finance?
  Does the bank have clear policies about activities it will not support?
• Is purpose fundamental to its business model? 
  Look beyond individual green or ethical products and consider what the organisation itself exists to do.

A bank that shares your B Corp values 

Charity Bank has something important in common with the organisations we want to support – we are a B Corp too.

Charity Bank has been a Certified B Corporation since December 2014, when we became the sixth organisation to be certified in the UK. Our latest published B Impact Score is 134.4, compared with the certification threshold of 80.

But our purpose goes beyond certification.

Charity Bank exists to use money for good. We use the money entrusted to us by savers to provide loans to charities, social enterprises, and other impact-led organisations across the UK.

Since 2002, Charity Bank has made more than 1,480 loans totalling over £653 million, supporting organisations working across areas including housing, education, social care and communities. All of Charity Bank’s shareholders are charities and social purpose organisations.

Our savings accounts have also received independent recognition from Ethical Consumer, which assesses providers against environmental and ethical criteria.

For a fellow B Corp, the proposition is simple: Your money can support your purpose even while you’re saving it.

Put your reserves to work for good. 

Choosing where to hold your organisation’s money is only one part of responsible business. It does not replace the work involved in reducing environmental impact, treating people well or creating positive social impact.

But it is another opportunity to put your values into practice.

So, the next time you review your organisation’s savings or reserves, alongside the usual considerations around rate, access, service and security, ask one more question: What is our money doing while we’re not using it?

If you’re looking for a B Corp bank that shares your commitment to using business as a force for good, explore Charity Bank savings for organisations.

Put your money where your values are.

About the research 

The research was commissioned by Charity Bank among 2,001 UK adults. Fieldwork took place between 9 and 13 July 2026 and explored attitudes towards ethical banking, ethical savings, transparency, social impact, organisational responsibility, and responsible finance. Some questions were asked of all respondents, while others were asked of respondents with savings or a savings provider.