Who can apply for a loan?

If you’re looking for a loan to help further your social mission, you’re in the right place.

We lend to charities, social enterprises and other organisations where the loan is being used for a social purpose.

Our loan managers work with organisations in England, Northern Ireland, Scotland and Wales.

98% of our borrowers would recommend us

We tailor the terms of each loan and we fit repayment schedules to suit the needs of our borrowers.

Every single one of our shareholders is either a charitable trust, foundation or social purpose organisation: our mission is to support your mission.

TALK TO US: 01732 441919

Source: Charity Bank 2020 borrower survey.

Charity Bank - a bank for good

“What makes Charity Bank different is that it employs people who understand what an organisation is trying to achieve, genuinely cares about the project’s success and offers solutions to problems in addition to money.”

Anne Pierson, Director - Sedbergh & District Arts & Heritage Trust

Borrow from a bank for good

Call us directly, fill in the form below or send a brief email and tell us what you do, the amount of money you’ll need and what you plan to use it for.

Your nearest regional manager will be in touch to talk about the sort of loan that would work best for you. We’ll suggest alternatives if a loan from us isn’t the best option.

If it’s clear that a loan could support you, you’ll work with your regional manager to submit a loan application. Our credit team will make the final decision.

Once you receive the loan, your regional manager will be a phone call away should you have any questions. Don't hesitate to keep in touch.

Talk us through what you need

Call us directly on 01732 441919 or enter your details below and we’ll give you a call to discuss a loan.

More questions before you get started? Read our FAQs and see our additional charges & fees for loans.

Loan applications are subject to credit assessment. This does not affect your credit score. We may seek to recover any property or assets provided as security if you do not keep up repayments on your loan. Nothing in this publication constitutes advice or a recommendation. Rates depend on individual/business circumstances.

We only lend to organisations that are based in the UK. We can lend to organisations with activities overseas, but only to those with a permanent UK base.

Call us direct 01732 441 919

Find your regional manager

Our loan managers work across the UK, taking the time to meet and build relationships with our borrowers.

Select your region below to find your regional manager.

Our Values Recognised

Read about the organisations we support

Read about how our borrowers are using loans to grow, innovate or simply support their work as they breathe life back into communities and help people in challenging situations to live the lives they want.

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Holne Community Shop & Tea Room: Saving a community hub

When the shop and tearoom faced closure, the community united to save what was an important social hub. It is now run for the benefit of the wider community and a Charity Bank loan help the social enterprise buy the premises.

Read the story

Lyvennet Community Trust: by the community, for the community

Lyvennet Community Trust ensures that local housing remains genuinely affordable. Charity Bank loans have helped the trust to grow the number of properties that are within the means of local people.

Read the story

Folkestone Sports Centre Trust: Affordable sports and leisure for all

Folkestone Sports Centre Trust is a social enterprise, working to make sports and leisure activities available to all.

Read the story

Chesterfield FC Community Trust: uniting people through football

Chesterfield FC Community Trust uses the inspiration and impact of football to provide a wide range of sporting, educational and community-based opportunities throughout the local area.

Read the story