Who can apply for a loan?

If you’re looking for a loan to help further your social mission, you’re in the right place.

We lend to charities, social enterprises and other organisations where the loan is being used for a social purpose.

Our loan managers work with organisations in England, Northern Ireland, Scotland and Wales.

99% of our borrowers would recommend us

We tailor the terms of each loan and we fit repayment schedules to suit the needs of our borrowers.

Every single one of our shareholders is either a charitable trust, foundation or social purpose organisation: our mission is to support your mission.

TALK TO US: 01732 441919

Source: Charity Bank 2016 borrower survey.

Charity Bank - a bank for good

“What makes Charity Bank different is that it employs people who understand what an organisation is trying to achieve, genuinely cares about the project’s success and offers solutions to problems in addition to money.”

Anne Pierson, Director - Sedbergh & District Arts & Heritage Trust

Borrow from a bank for good

Call us directly, fill in the form below or send a brief email and tell us what you do, the amount of money you’ll need and what you plan to use it for.

Your nearest regional manager will be in touch to talk about the sort of loan that would work best for you. We’ll suggest alternatives if a loan from us isn’t the best option.

If it’s clear that a loan could support you, you’ll work with your regional manager to submit a loan application. Our credit team will make the final decision.

Once you receive the loan, your regional manager will be a phone call away should you have any questions. Don't hesitate to keep in touch.

Talk us through what you need

Call us directly on 01732 441919 or enter your details below and we’ll give you a call to discuss a loan.

More questions before you get started? Read our FAQs.

Loan applications are subject to credit assessment. We may seek to recover any property or assets provided as security if you do not keep up repayments on your loan.

We only lend to organisations that are based in the UK. We can lend to organisations with activities overseas, but only to those with a permanent UK base.

Call us direct 01732 441 919

Find your regional manager

Our loan managers work across the UK, taking the time to meet and build relationships with our borrowers.

Select your region below to find your regional manager.

Our Values Recognised

Read about the organisations we support

Read about how our borrowers are using loans to grow, innovate or simply support their work as they breathe life back into communities and help people in challenging situations to live the lives they want.

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Burton Street Foundation: a unique community hub

Burton Street Foundation brings the community together from across Sheffield and beyond offering services and spaces for a range of activities, conferences and events.

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Greenwich Steiner School: an alternative education

Adrian Dow, Headmaster at Greenwich Steiner School, talks about how a Charity Bank loan is enabling it to refinance an existing loan, putting the school in a stronger financial position to extend its building and eventually include education up to A-level.

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Emmaus communities in the UK support people to work their way out of homelessness, providing meaningful work and a stable home for as long as they need it. Frank McMahon, chairman of the trustees, tells us more about their work and their vision for the future.

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City Life Church: a hub for social activity

City Life Church has always aimed to be the heart of the community, a place not only for worship and prayer, but a place where people of any background or faith can come and benefit from the facilities.

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