Who can apply for a loan?
If you’re looking for a loan to help further your social mission, you’re in the right place.
We lend to charities, social enterprises and other organisations where the loan is being used for a social purpose.
Our loan managers work with organisations in England, Northern Ireland, Scotland and Wales.
98% of our borrowers would recommend us
We tailor the terms of each loan and we fit repayment schedules to suit the needs of our borrowers.
Every single one of our shareholders is either a charitable trust, foundation or social purpose organisation: our mission is to support your mission.
Charity Bank - a bank for good
“What makes Charity Bank different is that it employs people who understand what an organisation is trying to achieve, genuinely cares about the project’s success and offers solutions to problems in addition to money.”
Anne Pierson, Director - Sedbergh & District Arts & Heritage Trust
Borrow from a bank for good
Call us directly, fill in the form below or send a brief email and tell us what you do, the amount of money you’ll need and what you plan to use it for.
Your nearest regional manager will be in touch to talk about the sort of loan that would work best for you. We’ll suggest alternatives if a loan from us isn’t the best option.
If it’s clear that a loan could support you, you’ll work with your regional manager to submit a loan application. Our credit team will make the final decision.
Once you receive the loan, your regional manager will be a phone call away should you have any questions. Don't hesitate to keep in touch.
Find your regional manager
Our loan managers work across the UK, taking the time to meet and build relationships with our borrowers.
Select your region below to find your regional manager.
Read about the organisations we support
Read about how our borrowers are using loans to grow, innovate or simply support their work as they breathe life back into communities and help people in challenging situations to live the lives they want.
Harrogate Skills 4 Living Centre: supporting adults with learning disabilities
Harrogate Skills 4 Living Centre (HS4LC) provides a range of support and development opportunities for adults with learning disabilities and autism. The charity received a Charity Bank loan to enable it to restructure its finances.
EVA Women’s Aid: rebuilding lives after domestic and sexual abuse
EVA Women’s Aid helps women to rebuild their lives after domestic or sexual abuse. The charity gives women a safe place to call home, provides counselling and guidance, and makes sure that survivors’ voices are heard.
On the Brink: the benefits of communal living
On the Brink is an intentional community of people who have come together to create a co-housing collective which shares values, resources and time.
First Fruit: tackling homelessness in one of the most deprived boroughs in the UK
One in 24 people in Newham is classed as homeless. First Fruit is helping to support some of the people most affected, with a package of support ranging from accommodation to training.