Personal savings: Save with a bank for good
If you're looking for a bank that will help you to put your money where your values are, you're in the right place.
You can open a Charity Bank personal savings account that will earn you a return and support the extraordinary work of charities and social enterprises across the UK.
How it works
When you save with us we pay you interest and use your money to make loans to charities and social enterprises.
Your savings become part of a social mission. They might be used to build affordable homes, launch renewable energy projects or to foster peace among young people in divided communities.
What matters to us isn't profits but a shared idea about the world we want to live in. If you share it, join us.
Protecting your money
Our personal savings accounts
Our ethical regular savings accounts give you the ability to help create lasting social change in our communities. Follow the links below to find out which savings product would suit you. More questions before you get started? Read our FAQs.
Ethical 33-Day Notice Account
- Make your savings work for charities and social enterprises
- 1.66% - 1.67% Gross* / 1.81% - 1.82% AER*
- Individuals who are permanently resident in the UK
Ethical 93-Day Notice Account
- Make your savings work for charities and social enterprises
- 1.87% - 1.88% Gross* / 2.02% - 2.04% AER*
- Individuals who are permanently resident in the UK
Ethical 1-Year Fixed Rate Account
- Lock your money away and support the unsung heroes in our communities
- 3.36% Gross/AER*
- Individuals who are permanently resident in the UK and only liable to pay tax in the UK
Ethical 3-Year Fixed Rate Account
- Lock your money away and support the unsung heroes in our communities
- Up to 3.95% Gross/AER*
- Individuals who are permanently resident in the UK and only liable to pay tax in the UK
Ethical 33-Day Notice Cash ISA
- An account that makes your savings work for good
- 1.75% Gross/AER*
- Individuals who are permanently resident in the UK
CITRA 17th Issue (Personal)
CITRA 17th Issue (Personal)
- 0.05% gross*/AER** & 5.00% tax relief***
Qualifying 5-year Community Account (Personal)
- 5.75% gross*/AER**
Ethical Easy Access Account (Business Savings)
- Available to business savers located in the UK (this account is not available to credit unions)
- 1.72% Gross* / 1.73% AER*
Ethical 40-Day Notice Business Account
- 40-day notice period
- Available to businesses
- 1.71% - 1.72% Gross* / 1.86% - 1.87% AER*
- Higher interest rates apply to higher balances
Ethical 100-Day Notice Business Account
- 100-day notice period
- Available to businesses
- 2.12% - 2.14% Gross* / 2.27% - 2.29% AER*
- Higher interest rates apply to higher balances
Ethical 1-Year Business Fixed Rate Account
- Available to business savers
- 3.36% Gross / AER*
Ethical 3-Year Business Fixed Rate Account
- Available to business savers
- 3.85% Gross / AER*
CITRA 17th Issue (Business/Credit Union)
CITRA 17th Issue (Business/Credit Union)
- 0.05% gross*/AER** & 5.00% tax relief***
Qualifying 5-year Community Account (Business/Credit Union)
- 5.75% gross*/AER**
Ethical Easy Access Account (Charity, Trust and Unincorporated Associations)
- Available to charities, trusts and unincorporated associations
- 1.72% Gross* / 1.73% AER*
Ethical 40-Day Notice Charity, Trust and Unincorporated Association Account
- 40-day notice period
- Available to charities, trusts and unincorporated associations
- 1.71% - 1.72% Gross* /1.86% - 1.87% AER*
- Higher interest rates apply to higher balances
Ethical 100-Day Notice Charity, Trust and Unincorporated Association Account
- 100-day notice period
- Available to charities, trusts and unincorporated associations
- 2.12% - 2.14% Gross* / 2.27 - 2.29% AER*
- Higher interest rates apply to higher balances
Ethical 1-Year Charity, Trust and Unincorporated Association Fixed Rate Account
- Available if you are a UK registered charity or trusts or unincorporated association (club or society)
- 3.36% Gross / AER*
Ethical 3-Year Charity, Trust and Unincorporated Association Fixed Rate Account
- Available if you are a UK registered charity or trusts or unincorporated association (club or society)
- 3.85% Gross / AER*
Ethical 1-Year Credit Union Fixed Rate Account
- Available to credit unions
- 3.31% Gross / AER*
Ethical 3-Year Credit Union Fixed Rate Account
- Available to credit unions
- 3.80% Gross / AER*
Ethical 100-Day Notice Credit Union Account
- 100-day notice period
- Available to credit unions
- 2.12% - 2.14% Gross* / 2.27% - 2.29% AER*