Loans for Charities & Social Enterprises

Carolyn is Director of Lending at Charity Bank. She joined Charity Bank in 2005 having previously worked for a European Bank in the city, where she established and managed their social housing loan book, growing it to over £1bn. Carolyn is a trustee of two Almshouses and a Director of Almshouse Consortium Ltd. She is Chair of Postcode Lottery Innovation Trust as well Maidstone Grammar School for Girls Development Trust.

“I love working for Charity Bank in a frontline role. I spend my time meeting and talking with people, trying to help them with their funding needs and witnessing the social impact delivered.”

Denise has 35 years experience in Commercial Banking, having started her banking career at NatWest on a Management Development programme. She joined Charity bank in January 2023 and feels privileged to have worked in the Not-For-Profit sector for 15 years as a Banking specialist. Denise has worked with a range of Charities, Social Enterprises, Community Interest Companies as well as professionals within the sector throughout my career.

“Charity Bank is a bank for the sector, owned by the Sector, and it really does make a difference to the organisations who seek funding to fulfil their mission. As an ethical lending manager, I’m passionate about working with these organisations, spending time to understand their operational and financial models and risk assessing if loan funding is right for them. I will additionally provide support to the organisations throughout the process. I also enjoy taking part in sector events across the North region as well.”

“My team focuses on providing investment to smaller charities and social enterprise delivering positive social impact in the UK. We manage all Charity Bank investments under £750,000, including our innovative programs which provide grants and other support. We passionately believe that smaller localized organizations can provide the most impactful solutions to social issues. It is a pleasure to work in a team focused on helping charities and social enterprises delivery their plans.”

Daniel has worked in the social investment space for over 15 years. He joined the bank in 2021, having previously been deputy-CEO at a leading UK Social Investor. Daniel was the former non-executive director for London Community Land Trust and EJAF Social Impact CIC (part of the wider Elton John Aids Foundation), as well as founder of the East Wick Growth Fund, a local level social investment program.