
Savings
Our Personal Savings Accounts
In a Charity Bank ethical savings account, your money is a powerful force for good.
Our ethical savings accounts
Our ethical savings accounts give you the ability to help create lasting social change in our communities. Follow the links below to find out which account would suit you. More questions before you get started? Read our FAQs.

Community Investment Tax Relief Base Rate Tracker (Personal) Account
Savings interest and 5% income tax relief are available to individuals who are tax resident in the UK
Personal Easy Access Account
Our easy access account gives you the ability to save flexibly while your funds make a demonstrable social impact in the UK
Personal Notice Accounts
Our notice accounts range from 33-days to 93-days to help make your savings work for charities and social enterprises
Personal Fixed Rate Accounts
Our fixed rate accounts give you the ability to lock in your savings rate whilst making a social impact across the UK
Cash Individual Savings Account (ISA)
Make the most of your current tax year ISA allowance
Your eligible deposits with The Charity Bank Limited are protected up to a total of £85,000 by the Financial Services Compensation Scheme, the UK’s deposit guarantee scheme. Any deposits you hold above the limit are unlikely to be covered. View and download the Charity Bank Deposit Guarantee Scheme: Information Sheet here. For further information visit www.fscs.org.uk.
Why our savers choose us
We understand our savers
Our values and ethics
Savings that make an impact
UK based savings team
Award winning savings provider
FSCS protected

Discuss a savings account
Talk to our UK based Savings Team about your needs.
Frequently Asked Questions
Are my savings protected by the Financial Services Compensation Scheme?
Charity Bank benefits from its own banking licence and is a member of the Financial Services Compensation Scheme (FSCS).
A. Yes, your eligible deposits with Charity Bank are currently protected up to the £85,000 limit of the Financial Services Compensation Scheme (FSCS), the UK’s deposit guarantee scheme. Any balances above £85,000 are not protected.
For joint accounts eligible deposits for each account holder are protected up the £85,000 FSCS limit (making a total of £170,000).
Deposits from large companies and small local authorities are covered by the FSCS deposit protection from 30 January 2017 up to the FSCS limit of £85,000.
Please refer to our Deposit Guarantee Scheme: Information Sheet
You can visit the FSCS website for more information and check whether your covered.
How do I operate my account?
All accounts are operated by post. We can answer any questions directly by email or over the phone, with our friendly UK based Savings Team, who are always willing to support you. Currently we do not offer online services once your account is open.
How does Charity Bank support vulnerable customers wishing to apply for an account?
We understand that challenging situations, whether temporary or permanent, can make it more difficult to apply for and maintain your account with us. Please refer to our Customer Support guidance or contact us by phone: 01732 441944 or by email: [email protected] should you need any support before completing your application.
How can I make my initial deposit into a new savings account?
Once we confirm to you by email that your account is open, you will have 14-calendar days to fund it. During this window you can make one or multiple payments by any of these methods.
- Electronic payment from your nominated account.
- Cheque drawn from your nominated account.
OR
- Internal transfer of maturing funds or funds held in an existing Charity Bank account.
Once this period has ended, if your account hasn’t been funded at least to its minimum account balance, it will be closed, and confirmation will be issued to you. We will send you a reminder to fund your account after 7-days to ensure such cases are kept to a minimum.
We partner with NatWest as our clearing bank. From 3 May 2024 we were live on the Confirmation of Payee (CoP) service. You can read more about how it works and what this means to you on our dedicated CoP webpage. We continue to encourage you to please take due care and diligence when making payment by electronic transfer. Your confirmation of account opening email, will provide your unique 8-digit account to be used with our sort code: 60-83-16 and you are welcome to contact us by phone: 01732 441944 or email: [email protected] to double-check anything.
Please always quote your application reference number* and/or surname as a payment reference and ensure your bank correctly quotes the reference when they are making a payment on your behalf, otherwise it may be rejected and returned to you without interest. You’ll earn interest from the business day on which the payment was received.
*If you completed your account application online, you will have been given an application reference number.

Savings Account Statements
Click on the button to access information on when you will normally receive statements and how you can request ad hoc ones or set recurring dates to suit your needs.
Find out more
Savings for good
Our ethical savings accounts give you the ability to help create lasting social change. Explore our full range of ethical savings accounts to find right account for you.
View All Savings Accounts
Savings Document Library
For the latest Charity Bank savings accounts documents, please click on the button below.
Savings Document LibraryMeet our Savings Team
We champion personalised customer service. Our UK based team are here to help you on your savings journey with us.