Ability Dogs 4 Young People: Enhancing the independence of disabled young people and children in the Isle of Wight
Ability Dogs 4 Young People is expanding its facilities and strengthening its long-term sustainability, supported by a Charity Bank loan.
Social Need
For many disabled children and young people, everyday tasks can be challenging and limiting. Access to the right support can make a significant difference to independence, confidence and quality of life.
Specialist assistance dogs can provide practical help with daily activities while also supporting emotional wellbeing.
Organisation
Ability Dogs 4 Young People is a charity based on the Isle of Wight that trains assistance dogs to enhance the independence of disabled children and young people up to the age of 30.
The organisation works with individuals with a range of physical and neurological conditions, including cerebral palsy, autism, diabetes and epilepsy. Its assistance dogs are trained to carry out practical day-to-day tasks such as picking up items, opening doors, helping with dressing and supporting safe movement outdoors. Alongside this, the dogs provide consistent companionship, helping to build confidence, reduce anxiety and support emotional wellbeing.

Quincy, an Ability Dogs 4 Young People assistance dog.
Loan
Ability Dogs 4 Young People used a Charity Bank loan to support the purchase of premises that the charity was already operating from as a shop.
The shop generates income that helps fund the organisation’s work, including the training of assistance dogs and support for disabled children and young people. The purchase was funded through a combination of a Charity Bank loan, internal reserves and a trustee loan, forming a wider funding package.
Securing ownership of the property reduces reliance on leasing arrangements and provides greater certainty over an important source of income.
Impact
Owning the shop premises will help Ability Dogs 4 Young People’s financial position by securing a stable base for its income-generating activities. This reduces exposure to rising rental costs and provides more certainty over a key funding stream that supports the charity’s work.
“We’ve always been focused on helping disabled children and young people live more independently, and having a secure base is a big part of that. Owning our premises gives us greater stability and allows us to plan for the future with more confidence. Charity Bank took the time to understand our work and supported us in taking this important step.”
Carol Court, CEO, Ability Dogs 4 Young People
About Charity Bank
Charity Bank is the loans and savings bank owned by and committed to supporting the social sector. Since 2002, we have used our savers’ money to make more than 1400 loans totalling over £605m to housing, education, social care, community and other social purpose organisations.
Nothing in this article constitutes an invitation to engage in investment activity nor is it advice or a recommendation and professional advice should be taken before any course of action is pursued.