we use ethical money to make a difference

Charity Bank was founded on the commitment to be a different kind of bank. We are not just a socially responsible bank: we are a bank that puts people and the planet at the heart of all our activities. We use money ethically. Here are some of the factors making us different:

social change

Our ultimate mission is not to maximise profit, but to maximise impact on society. Our work to create social change is what distinguishes us from other banks.  For us it is not about negative screening, it is about positive investing – funding project that improve lives. The difference we make, our social impact, is the heart of who we are.

transparency

Charity Bank is committed to openly sharing how we use our customers’ money. This includes publishing details of every loan we make – who we are lending to, and what they are doing with it. This way you can see for yourself how the organisations we support are changing the world for the better. 

human banking

Unlike a transaction bank, just worried about increasing profits for shareholders, we are committed to providing traditional relationship banking.  We don’t use automated phone exchanges. Instead, you can call our team and speak to a real person. Whether you are a borrower, depositor or investor we view you as a partner in our mission to bring about real social change.

charitable status

We believe it is crucial to our work that we are a registered charity, as well as being an FSA regulated bank. Our charitable status and charitable mission allow us to focus on helping organisations transform people’s lives. Our charitable status means we don’t need to compromise on our social goals for shareholder profit. It also means we understand how charities and social enterprises work because we are one.